“Good fortune is what happens when opportunity meets with planning.” – Thomas Edison
As founder of Comprehensive Planning Concepts, Rich brings over 21 years of experience and is a distinguished professional in the field as a CERTIFIED FINANCIAL PLANNER (CFP®). In addition, Rich has received his Retirement Planning Certificate from The Wharton Executive Education.
He has empowered individuals and businesses to reach their goals through complex and uncertain financial environments. His areas of expertise include retirement planning, estate planning, special needs planning, and the creative use of insurance to minimize risk and maximize opportunity.
Not only is he committed to his practice and his clients, he is also committed to the financial services industry, acting as the Vice President of the National Association of Insurance and Financial Advisors Monmouth/Ocean Chapter and is a member of the Million Dollar Roundtable.
Rich is dedicated to fulfilling the financial objectives of his clients by employing a holistic approach to address the specific needs for individuals and businesses. This is done by implementing a disciplined seven step process of financial planning. These steps include:
- Understanding the Client’s personal and financial circumstances
- Identifying and selecting goals
- Analyzing the current course of action and potential recommendations
- Developing financial planning recommendations
- Presenting the financial planning recommendations and discussing how those recommendations were determined
- Implementing recommendations
- Reviewing progress and updating the client
As a testament to his valuable advice and experience, Rich has made several appearances on CBS’s “The Donna Drake Show” to educate viewers about important financial planning topics such as retirement and estate planning. Most recently, Rich has been featured in the June 2019 edition of Financial Advisor Magazine, which showcases his expertise in special needs planning and his fiduciary commitment to helping his clients excel.
Rich is a Registered Representative of HTK, LLC.